Early Retirement Now
A deep, data heavy series on safe withdrawal rates and retiring early.
Quick read
Early Retirement Now is a blog focused on safe withdrawal rates, retirement strategies, and personal finance research for early retirees. People visit for in-depth analyses, simulation results, and critiques of retirement approaches like TIPS, annuities, risk parity, and withdrawal rules.
- Detailed Safe Withdrawal Rate series and simulation results
- Critical evaluations of strategies like Risk Parity and annuities
- Regular economic and options-trading updates relevant to retirees
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A closer look at Early Retirement Now
Safe Withdrawal Rate series and updates
This blog runs an ongoing Safe Withdrawal Rate (SWR) series that publishes detailed posts about retirement withdrawal strategies and portfolio simulations. Recent entries revisit earlier posts (for example, a 2024 post called Part 61, Safety First) and assess whether instruments like TIPS and single-premium immediate annuities change retirement safety given current real rates.
Posts reference specific topics such as Bill Bengen’s suggested portfolio allocation and critiques of claimed higher sustainable withdrawal rates, with the author presenting simulation results and commentary rather than blindly endorsing new proposals.
Critical looks at popular retirement ideas
Several posts in 2026 examine common or hyped strategies - Risk Parity, reverse glidepaths, momentum strategies, dividend yield and bucket strategies - and explain which ideas the author finds promising and which he views as ineffective for mitigating sequence of return risk. The tone is analytical and skeptical: the author highlights misconceptions, hype, and reasons for caution.
There is also a recurring “How to Lie with Personal Finance” thread that collects misleading claims about topics like homeownership, diversification, and asset allocation.
Other themes and personal perspective
The site mixes technical analysis with personal anecdotes and broader economic commentary: posts cover options trading reviews, economic updates (for example, reactions to oil price shocks), and personal reflections on topics such as Social Security versus market investing. The author notes personal experience - having left full-time work and running a small financial advisory business - when relevant to the discussion.
Questions people ask about Early Retirement Now
- What can I do on this site?
- Read in-depth blog posts and series about safe withdrawal rates, portfolio construction, and critiques of popular personal finance claims; follow linked series landing pages for organized access to multi-part analyses.
- Who will find this site useful?
- Readers interested in detailed simulation-based analysis of retirement withdrawal strategies, skeptical takes on popular investing claims, and a blend of technical and personal commentary will find it most useful.
- Does the author endorse new retirement fads like Risk Parity or Bengen’s new allocation?
- The author evaluates and often questions such proposals, presenting simulation results and reasons for skepticism rather than blanket endorsement.
Early Retirement Now was shared on NexURLs by Nexis on October 30, 2026, in Money & Finance.
What we found on this site
- Real-visitor speed
- Passes Core Web Vitals
- Google safety check
- No threats found
- Domain registered
- 2016
- Domain renews
- March 2030
From public records. See how the rest of the web compares in the NexURLs Internet Report.
Quick answers
What is Early Retirement Now?
Early Retirement Now (earlyretirementnow.com): Early Retirement Now is a blog focused on safe withdrawal rates, retirement strategies, and personal finance research for early retirees. People visit for in-depth analyses, simulation results, and critiques of retirement approaches like TIPS, annuities, risk parity, and withdrawal rules.
Who shared Early Retirement Now on NexURLs?
It was shared by Nexis in October 2026. Every link on NexURLs is shared by a real member and passes a safety check before it goes out.
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